🎰 Blackjack Insurance and Even Money - Should You Accept or Not

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Insurance is a blackjack side bet that should often be avoided Credit: You need the dealer to have a value card as his hole card to win.


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Blackjack Insurance – What is Insurance in Blackjack?
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Insurance in Blackjack - Just Say No! - Wizard of Odds
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blackjack should you buy insurance

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Should you take insurance in Blackjack? The answer is NO! Mike Shackleford the great odds master explains in why it is not a wise bet in.


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Blackjack Insurance Strategy | Mr Green Casino
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Blackjack insurance: Odds say it's almost always a bad bet - SFGate
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blackjack should you buy insurance

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But does it pay to take the bet? Let's take a closer look to see if this is one insurance policy you should take out How does blackjack insurance.


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blackjack should you buy insurance

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Insurance is a blackjack side bet that should often be avoided Credit: You need the dealer to have a value card as his hole card to win.


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blackjack should you buy insurance

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Typically, to take insurance you must bet at least half of your original in roulette is actually a better buy than taking insurance in blackjack.


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blackjack should you buy insurance

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Blackjack Insurance is one of the popular bets advantage players Blackjack Insurance – What Does Insurance Mean in Blackjack and When to Buy It? The twist is that you must have a good timing or else your bet will lose.


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blackjack should you buy insurance

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You get an ace-queen - a fat and sassy blackjack. The dealer gets an ominous ace-up and says, "insurance is open." Do you take insurance.


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blackjack should you buy insurance

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Should You Ever Take Insurance in Blackjack? Yes and no. There are rare instances where the odds are so in favor of the dealer drawing a card.


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blackjack should you buy insurance

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Should you take insurance in Blackjack? The answer is NO! Mike Shackleford the great odds master explains in why it is not a wise bet in.


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blackjack should you buy insurance

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When Should I Take Insurance? Unless you're counting cards in a real-life casino​, you should never wager money on insurance in blackjack. All it takes is a.


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blackjack should you buy insurance

Provided that the dealer has an ace as their hole card, everyone at the table immediately loses except for the players who also have blackjacks for a push. The house edge percentage for insurance increases with each deck one adds to the game. Potential dealer blackjacks are not always insurable. And the opposite, if there is a surplus of low cards, the card counter will decline insurance as the probability of a dealer blackjack has dropped. Players can accept or decline insurance before they have made any other playing decisions when the dealer shows an ace. In other words, you will gain four pence per each wagered unit if you decline even money. This causes the expected value of the insurance wager to plummet even further down. It is for this reason insurance is not even included in basic strategy charts. They are not. Furthermore, said disadvantage is not difficult to calculate. The peek occurs before anyone has made any playing decisions. Another thing that should be taken into account is that the probability for a dealer blackjack decreases when the player gets a natural since the number of tens in the deck drops. If you are a recreational player and intend to base your plays solely on basic strategy, you should forget all about insurance on all hands, blackjacks included. Slots Magic.{/INSERTKEYS}{/PARAGRAPH} If the player accepts the offer, the dealer will immediately remove their hand and pay them out at odds of 1 to 1. Consider this wager only on condition you have learned how to accurately count cards. The side bet has nothing to do with your main wager. Their logic is based on the fact that the dealer is more unlikely to have a 10 in such a deck. The difference here is this occurs only when the player holds a blackjack. The main trouble is you will earn fewer profits on average. Play Now Read Review. It is recommended players to be as prepared as possible before they start the game, if their aim is to win. Players can take advantage of the insurance straight after they receive their first two cards and as already mentioned, the up card of the dealer needs to be an ace. Yako Casino. The player breaks even because their main wager loses in this instance. In case there is a surplus of tens left to be dealt, insurance becomes a favourable bet and the card counter will take it regardless of whether they have a blackjack, a 20, or a total of 7. This would allow you to discern the spots when the composition of the deck or shoe justifies insuring your hands. Well-versed blackjack players sometimes buy partial insurance for the purpose of reducing the variance of the game. This is simply an irrelevant proposition bet on whether or not the hole card of the dealer will have a value of ten when they have an ace showing. It is true that you will recoup the loss of your main wager and break even if you do not have a blackjack. The number of tens has now dropped to 15, with 49 cards remaining to be dealt. Assuming you play with one deck and have received two non-tens, there will be 16 ten-valued cards out of the remaining 49 cards. So in essence, the house advantage jumps to Some casinos do away with insurance in certain cases to speed up the pace of the game, which in turn increases the hourly profits they generate from their blackjack tables. Additionally, a few more important things need to be taken into account β€” the number of the included decks and the cards that are about to be dealt. First of all, you insure or protect nothing by making this wager. Unfortunately, this is the same as buying insurance and is equally detrimental to your expectation in the long term. Before players make up their mind regarding the insurance, they need to take into account the above mentioned reasons and the advice we gave them. The thing is a single deck of 52 cards contains only 16 cards that are assigned a value of ten, or roughly It follows a ten-value card occurs a little more rarely, or once per every 3. In order to insure their hand, players need to wager equal to half of their initial bet placed next to their cards in the section labelled as insurance. The dealer can also obtain this powerful hand when their upcard has a value of ten. For the uninitiated, the term variance refers to the swings inherent to casino games. To accept insurance, they must place an additional wager equal to half their initial bet although some casinos allow you to buy partial insurance for less. This further confirms insurance is a terrible bet for basic strategists. The reason is similar to that for insuring blackjacks. The sad reality is pat 20 is, in fact, the worst possible hand to insure. Card counters, however, follow the cards that leave the deck or shoe, which gives them an accurate idea about the composition of the remaining cards. {PARAGRAPH}{INSERTKEYS}Unlike the game rules and strategies, many players are familiar with the insurance the game offers them. Players who cannot count cards and rely only on basic strategy should never take insurance despite some people claiming otherwise. There are now 14 ten-value cards that remain in play out of 49 since 3 cards have already been dealt, eg. And indeed, some people never miss the opportunity to insure their pat 20s hands that contain two ten-value cards. Basic strategists make their decisions based on a neutral deck. As for basic strategy players, they should never consider buying insurance or taking even money for their blackjacks. If you multiply this result by , you get the house edge of the insurance bet for single-deck blackjack , or 2. The truth is blackjacks are some of the worst hands to insure and here is why. So does the expected value of the insurance wager. The second possible situation β€” if the dealer has blackjack too, players get paid for their insurance 2 to 1. Of course, this explanation sounds reasonable enough and after all the choice is up entirely to the players. It turns out insuring a blackjack is basically the same as agreeing on an even-money payout for your natural. Under the US ruleset, the dealer would peek under their hole card to see it is an ace for a blackjack without offering insurance to players. They achieve this by offering players even money for their blackjacks instead of the standard payout of 3 to 2. During this stage is the time when the dealer will ask whether any of the players would like insurance. PlayOJO Casino. Another possible scenario is when both the dealer and the player have blackjacks. Thus, every gambler should consider such a situation very carefully in advance in order to be as prepared as possible for it. Their strategy relies only on the information about three cards β€” those dealt to their hand and the exposed card of the dealer. Things get worse for those who play shoe-dealt blackjack. Some players might laugh at the prospect of gaining several pence more with their blackjacks but as little as the difference is, you will still generate more profits in the long run. You must know what you are up against or else you risk making bad decisions that are guaranteed to cost you greater losses in the long term. Some gambling venues enable players to insure their hands partially for less than half of the original wager. There are several possible outcomes for a player who accepts insurance. Notice the transaction occurs before the dealer peeks under their hole hard for a natural. The two hands push and the player earns an amount equal to what they have initially wagered thanks to the insurance bet. Top Online Casinos. Naturally, casinos are very keen on insurance, so much so that some establishments even require their dealers to recommend players to make this side bet when receiving blackjacks. Casino Joy. These can be extremely violent in blackjack. The dealer would then look under their hole card to see whether it has a value of ten to give them a blackjack. Insurance is a poor proposition for those who use basic strategy because it puts them at a huge disadvantage over the long term. Only it gets even worse here because the player has already used up two of the cards that can give the dealer a blackjack, instead of one as is the case in the previous scenario we discussed. In reality, the even-money payout works the same way as the insurance side wager. There are two possible scenarios here. However, provided that the dealer also does not have a natural, your insurance wager will lose and what is worse, there is no guarantee you will be successful with your main wager. A person is dealt Q-A against a dealer with an exposed ace.